Line · Switzerland

Health insurance for cross-border commuters

As a cross-border commuter, you can choose between German statutory health insurance (GKV) and Swiss basic insurance (KVG). We compare the tariffs for you, optimise your supplementary insurance and support you with the complete application, including advice on provision.

Transparency

Our partners, especially for Swiss KVG

Transparency matters to us – that is why we work with established partners for Swiss health insurance. Our exclusive cooperation partner for Switzerland is Allves.

SWICA – partner for Swiss KVG Sympany – partner for Swiss KVG Allves – specialist for cross-border commuters and people moving to Switzerland
Switching

Cancelling basic insurance (KVG)

Switching insurer as of 1 January – what you need to know:

Cancelling supplementary insurance

Switching insurer as of 1 January:

PDF downloads

KVG premium overviews

Current comparison tables for Swiss KVG basic insurance – all years in a uniform format: monthly premiums in CHF for SWICA, Sympany and Helsana, each without and with accident cover. We handle Swiss KVG through our cooperation partner Allves.

From 01.01.2027 Preview premium overview 2027 Premium overview 2027 Open PDF · incl. market comparison of all insurers Current Preview premium overview 2026 Premium overview 2026 Open PDF Archive Preview premium overview 2025 Premium overview 2025 Open PDF
Applications

Forms & applications to download

You have three options: click on the form name to enlarge it, fill it in directly in the PDF, save it or edit it later. Then sign on your computer, print – and send the PDF to our e-mail address. Done.

KVG application Sympany preview KVG application Sympany Complete application · PDF KVG application SWICA preview KVG application SWICA Complete application · PDF SWICA declaration of legal representative SWICA: legal representative Additional form · PDF SWICA joint application power of attorney SWICA: joint application Power of attorney · PDF SWICA benefits overview SWICA benefits overview PDF Switzerland guide – suggestions for cross-border commuters Switzerland guide For cross-border commuters & residents in CH
Information material

Further information material & guides

In-depth documents on provision, benefit comparisons and useful official forms:

Personal advice for your KVG switch

Whether first-time contract, tariff optimisation or a complete switch as of 1 January – we review your situation and find the right cross-border commuter solution. Individual and with no additional fee for you – we are paid by the insurers.

Request an advice appointment

Insurance advice in Lörrach & the Landkreis Lörrach – also for cross-border commuters

Looking for personal insurance advice in Lörrach, Weil am Rhein, Rheinfelden, Schopfheim, Steinen or elsewhere in the Landkreis Lörrach? As an insurance broker in the tri-border region, we specialise in cross-border commuters working in Switzerland – from health insurance for cross-border commuters to retirement provision and property and liability cover. Book your appointment now – in person, by phone or online.